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XDC Network and Cardano side by side: live price and market cap, consensus, speed, smart contracts, fees, supply and what each actually has to do with ISO 20022. Every fact links its source.
XDC
ADA
CoinGecko · updated 6 min ago
| Fact | XDC Network | Cardano |
|---|---|---|
| What it is | Layer-1 blockchain (EVM-compatible) xinfin.org | Layer-1 blockchain (extended UTXO model); ADA is its native coin cardano.org |
| Launched | Mainnet 1 June 2019 xinfin.org | 23 September 2017 cardano.org |
| Consensus | XDPoS 2.0: delegated proof of stake with 108 masternodes, Chained HotStuff BFT (since 30 Sep 2024) xdc.org | Ouroboros Praos (proof of stake) docs.cardano.org |
| Block / ledger time | About 2 seconds xdc.org | About 20 seconds on average docs.cardano.org |
| Finality | About 6 seconds (three blocks), deterministic xdc.org | Not stated by the project |
| Smart contracts | EVM (Solidity) docs.xdc.network | Plutus (Haskell-based) cardano.org |
| Fees | Paid in XDC. Since the Cancun upgrade (30 Jan 2026) the base fee of every transaction is burned; the tip goes to the block producer. xdc.dev | Fees go into a pot each epoch: 20% to the treasury, the rest paid as rewards to stake pools and delegators docs.cardano.org |
| Maximum supply | None: supply is uncapped (37.5 billion XDC at genesis, plus masternode rewards) xinfin.org | 45 billion ADA cardano.org |
| Who develops it | XinFin Fintech Pte. Ltd. (Singapore, 2017); XDC Foundation (Cayman Islands, 2021) xinfin.org | Cardano Foundation (Switzerland), with Input Output Global and Intersect cardano.org |
| Stated focus | Trade finance, real-world asset tokenization and enterprise applications xdc.org | A public blockchain for secure, scalable applications cardano.org |
"Cryptocurrencies are not inherently ISO 20022 compliant. There is a lot of confusion and misleading information on the web referring to ISO 20022 compliant cryptocurrencies but those statements are not correct. The cryptocurrencies are not managed and not registered by ISO 20022."
ISO 20022 Registration Authority iso20022.org
Documentation and an ecosystem messaging API; no formal role in the standard and no bank integration named in primary sources.
Nothing verifiable; the label may confuse ISO 20022 with ISO/IEC 27001, an unrelated security standard.
Facts checked 3 Oct 2026 against each project's own documentation; each fact links its source. Prices: CoinGecko, live.
XDC Network is layer-1 blockchain (evm-compatible) focused on trade finance, real-world asset tokenization and enterprise applications. Cardano is described by its developers as: layer-1 blockchain (extended utxo model); ada is its native coin, with a focus on a public blockchain for secure, scalable applications.
"ISO 20022 coin" is a market label, not a certification: the ISO 20022 Registration Authority says cryptocurrencies are not registered by the standard (iso20022.org FAQ). For Cardano: Nothing verifiable; the label may confuse ISO 20022 with ISO/IEC 27001, an unrelated security standard.
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