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XDC vs HBAR: How XDC Network and Hedera Compare

XDC Network and Hedera side by side: live price and market cap, consensus, speed, smart contracts, fees, supply and what each actually has to do with ISO 20022. Every fact links its source.

XDC and HBAR side by side

Live market data from CoinGecko. Facts from each project's own documentation.

XDC Network

XDC

Hedera

HBAR

Price$0.03245$0.10397
24h change-1.20%+2.34%
Market cap$647.4M$4.57B
Market cap rank#102#30

CoinGecko · updated 1 min ago

FactXDC NetworkHedera
What it isLayer-1 blockchain (EVM-compatible) xinfin.orgPublic distributed ledger (hashgraph); HBAR is its native coin docs.hedera.com
LaunchedMainnet 1 June 2019 xinfin.orgMainnet 24 August 2018; open access 16 September 2019 hedera.com
ConsensusXDPoS 2.0: delegated proof of stake with 108 masternodes, Chained HotStuff BFT (since 30 Sep 2024) xdc.orgHashgraph (proof of stake) docs.hedera.com
Block / ledger timeAbout 2 seconds xdc.orgNo blocks; about 3 seconds to consensus (stated by Hedera) hedera.com
FinalityAbout 6 seconds (three blocks), deterministic xdc.orgUnder 3 seconds (stated by Hedera) hedera.com
Smart contractsEVM (Solidity) docs.xdc.networkEVM (Solidity) through the Hedera Smart Contract Service docs.hedera.com
FeesPaid in XDC. Since the Cancun upgrade (30 Jan 2026) the base fee of every transaction is burned; the tip goes to the block producer. xdc.devSet in US dollars, paid in HBAR, and distributed to node operators, staking rewards and the treasury hedera.com
Maximum supplyNone: supply is uncapped (37.5 billion XDC at genesis, plus masternode rewards) xinfin.org50 billion HBAR, all minted at launch hedera.com
Who develops itXinFin Fintech Pte. Ltd. (Singapore, 2017); XDC Foundation (Cayman Islands, 2021) xinfin.orgGoverned by the Hedera Council; code maintained as Hiero under the Linux Foundation Decentralized Trust hedera.com
Stated focusTrade finance, real-world asset tokenization and enterprise applications xdc.orgLedger for the digital economy, governed by large institutions hedera.com

ISO 20022: what each actually has

"Cryptocurrencies are not inherently ISO 20022 compliant. There is a lot of confusion and misleading information on the web referring to ISO 20022 compliant cryptocurrencies but those statements are not correct. The cryptocurrencies are not managed and not registered by ISO 20022."

ISO 20022 Registration Authority iso20022.org

XDC Network

XDC
Software or own claims

Documentation and an ecosystem messaging API; no formal role in the standard and no bank integration named in primary sources.

  • Software or claims: XDC developer documentation maps ISO 20022 message types (pacs.008, pacs.009, camt.053, pain.001) to XDC transactions, with example code. docs.xdc.network
  • Software or claims: Impel, a company building on XDC, launched an ISO 20022 financial messaging API and demo on XDC mainnet in 2022. impel.xinfin.network

Hedera

HBAR
Nothing verifiable

Nothing verifiable. Hedera's docs glossary lists "seven DLTs" that "adhere" to ISO 20022, without a source, which the ISO 20022 Registration Authority contradicts.

Facts checked 3 Oct 2026 against each project's own documentation; each fact links its source. Prices: CoinGecko, live.

Key differences between XDC and HBAR

  • Hedera minted all 50 billion HBAR at launch. XDC has no cap; masternode rewards add new XDC.
  • Hedera fees are paid out to node operators, stakers and the treasury. On XDC the base fee is burned.
  • Hedera is governed by a council of institutions. XDC is secured by 108 masternodes, each staking 10 million XDC.

XDC vs HBAR FAQ

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