Compare
XDC Network and Algorand side by side: live price and market cap, consensus, speed, smart contracts, fees, supply and what each actually has to do with ISO 20022. Every fact links its source.
XDC
ALGO
CoinGecko · updated 27s ago
| Fact | XDC Network | Algorand |
|---|---|---|
| What it is | Layer-1 blockchain (EVM-compatible) xinfin.org | Layer-1 blockchain; ALGO is its native coin algorand.co |
| Launched | Mainnet 1 June 2019 xinfin.org | 16 June 2019 algorand.co |
| Consensus | XDPoS 2.0: delegated proof of stake with 108 masternodes, Chained HotStuff BFT (since 30 Sep 2024) xdc.org | Pure proof of stake algorand.co |
| Block / ledger time | About 2 seconds xdc.org | Under 3 seconds (stated by Algorand) algorand.co |
| Finality | About 6 seconds (three blocks), deterministic xdc.org | Final as soon as a transaction is in a block algorand.co |
| Smart contracts | EVM (Solidity) docs.xdc.network | Algorand Virtual Machine (TEAL; Python supported) algorand.foundation |
| Fees | Paid in XDC. Since the Cancun upgrade (30 Jan 2026) the base fee of every transaction is burned; the tip goes to the block producer. xdc.dev | Base fee 0.001 ALGO; fees go to a FeeSink account that funds staking reward bonuses dev.algorand.co |
| Maximum supply | None: supply is uncapped (37.5 billion XDC at genesis, plus masternode rewards) xinfin.org | 10 billion ALGO, all created at launch algorand.foundation |
| Who develops it | XinFin Fintech Pte. Ltd. (Singapore, 2017); XDC Foundation (Cayman Islands, 2021) xinfin.org | Algorand Foundation and Algorand Technologies algorand.foundation |
| Stated focus | Trade finance, real-world asset tokenization and enterprise applications xdc.org | Fast, low-cost, traceable digital payments algorand.co |
"Cryptocurrencies are not inherently ISO 20022 compliant. There is a lot of confusion and misleading information on the web referring to ISO 20022 compliant cryptocurrencies but those statements are not correct. The cryptocurrencies are not managed and not registered by ISO 20022."
ISO 20022 Registration Authority iso20022.org
Documentation and an ecosystem messaging API; no formal role in the standard and no bank integration named in primary sources.
Nothing verifiable on Algorand's own sites; the label comes from third-party lists.
Facts checked 3 Oct 2026 against each project's own documentation; each fact links its source. Prices: CoinGecko, live.
XDC Network is layer-1 blockchain (evm-compatible) focused on trade finance, real-world asset tokenization and enterprise applications. Algorand is described by its developers as: layer-1 blockchain; algo is its native coin, with a focus on fast, low-cost, traceable digital payments.
"ISO 20022 coin" is a market label, not a certification: the ISO 20022 Registration Authority says cryptocurrencies are not registered by the standard (iso20022.org FAQ). For Algorand: Nothing verifiable on Algorand's own sites; the label comes from third-party lists.
Market data
Network
Earn with XDC
Start here
Ecosystem
Calculators
Read-only tools
Nothing here asks for a seed phrase or private key. Everything runs in your browser.
All tools
Comments and questions
No comments yetLinks, contact handles and wallet addresses wait for review. XDC Watch will never message you first or ask for your recovery phrase.
No comments yet
Be the first to ask a question or share a view.