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XDC vs IOTA: How XDC Network and IOTA Compare

XDC Network and IOTA side by side: live price and market cap, consensus, speed, smart contracts, fees, supply and what each actually has to do with ISO 20022. Every fact links its source.

XDC and IOTA side by side

Live market data from CoinGecko. Facts from each project's own documentation.

XDC Network

XDC

IOTA

IOTA

Price$0.03246$0.05929
24h change-1.13%+9.28%
Market cap$647.64M$277.16M
Market cap rank#102#163

CoinGecko · updated 11s ago

FactXDC NetworkIOTA
What it isLayer-1 blockchain (EVM-compatible) xinfin.orgLayer-1 blockchain (Move-based) with an EVM network docs.iota.org
LaunchedMainnet 1 June 2019 xinfin.orgCurrent network since 5 May 2025 (project founded 2015) blog.iota.org
ConsensusXDPoS 2.0: delegated proof of stake with 108 masternodes, Chained HotStuff BFT (since 30 Sep 2024) xdc.orgDelegated proof of stake docs.iota.org
Block / ledger timeAbout 2 seconds xdc.orgNot stated by the project
FinalityAbout 6 seconds (three blocks), deterministic xdc.orgNot stated by the project
Smart contractsEVM (Solidity) docs.xdc.networkMoveVM on layer 1, plus the IOTA EVM docs.iota.org
FeesPaid in XDC. Since the Cancun upgrade (30 Jan 2026) the base fee of every transaction is burned; the tip goes to the block producer. xdc.devTransaction fees are burned; storage deposits are locked and refundable blog.iota.org
Maximum supplyNone: supply is uncapped (37.5 billion XDC at genesis, plus masternode rewards) xinfin.orgNo fixed cap on the current network (staking rewards minted each epoch) blog.iota.org
Who develops itXinFin Fintech Pte. Ltd. (Singapore, 2017); XDC Foundation (Cayman Islands, 2021) xinfin.orgIOTA Foundation (Berlin, Germany) iota.org
Stated focusTrade finance, real-world asset tokenization and enterprise applications xdc.orgBringing real-world assets and trade on-chain blog.iota.org

ISO 20022: what each actually has

"Cryptocurrencies are not inherently ISO 20022 compliant. There is a lot of confusion and misleading information on the web referring to ISO 20022 compliant cryptocurrencies but those statements are not correct. The cryptocurrencies are not managed and not registered by ISO 20022."

ISO 20022 Registration Authority iso20022.org

XDC Network

XDC
Software or own claims

Documentation and an ecosystem messaging API; no formal role in the standard and no bank integration named in primary sources.

  • Software or claims: XDC developer documentation maps ISO 20022 message types (pacs.008, pacs.009, camt.053, pain.001) to XDC transactions, with example code. docs.xdc.network
  • Software or claims: Impel, a company building on XDC, launched an ISO 20022 financial messaging API and demo on XDC mainnet in 2022. impel.xinfin.network

IOTA

IOTA
Nothing verifiable

Nothing verifiable from IOTA Foundation sources.

Facts checked 3 Oct 2026 against each project's own documentation; each fact links its source. Prices: CoinGecko, live.

Key differences between XDC and IOTA

  • IOTA's main smart contracts run on the MoveVM, with a separate EVM. XDC runs the EVM natively.
  • IOTA burns all transaction fees. XDC burns the base fee and pays the tip to the block producer.
  • IOTA allows up to 150 validators (initially). XDC has 108 masternodes with 10 million XDC each.

XDC vs IOTA FAQ

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